Interesting article in the New Zealand Herald. Firstly the question would be are you an Investor, Owner Occupier or First Home Buyer? What is the Bank prepared to Lend? Do they require collateral security? How much deposit do you need? What are you looking for in the property? As you can see the questions are endless. Ensure the conditions on your Agreement for Sale and Purchase reflect your needs not the needs of others. My best advice is to research, research and more reseach. Don’t purchase on emotion as a lot of people do. Ensure you are dealing with professionals in their industry. Don’t be afraid to ask for references.
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