Lets get over the January stats and move on. As Chet Holmes says pure pigheaded discipline and determination is required to achieve the sales targets required no matter what the market. The REA Act allows us to revisit our business, reassess, implement new and innovative strategies to achieve results in the current market, and to build new relationships together with alliances. This will help to settle a higher percentage of contracts and not allow them to fall over. We all only make money on deals that go unconditional and settle. It is our practice to help you keep the deal going and get paid. Positive selling and success