Tag: Mortgage

How to Help Your Property Transfer Proceed with Ease! Part 1

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August 10, 2011

How to Help Your Property Transfer Proceed with Ease!

When you are selling a property it is the Role of your Conveyancing Practitioner is to ensure the Transfer of your Property is completed Professionally and with the least amount of stress on you as a property owner. Below is a Property Transfer Real Estate Sales guide we have put together.

The key to any successful property conveyancing is the communication between the Conveyancer and Client, so it is important that you provide any information or pertenent facts which you believe maybe relevant to your property transfer. Early advice is excellent to avoid any delays in the conveyancing service.

General

It is important you:

A. Attend to signing any documents quickly as requested by your Conveyancer as soon as possible and return them as quickly. This is particularly important if the time frame for settlement is short or if you are going to be away. Please ensure you return the Appointment to Act together with your photo identification.

B.  Attend to any special conditions noted on your Agreement for Sale and Purchase which need to be satisfied, if the responsibility is yours.

Discharge of Mortgage

If you have a mortgage security registered over your property transfer, we will contact your Lender and request them to prepare the necessary Discharge of Mortgage and provide our office with a payout figure of the loan. In cases where you are only partially paying out a loan, the Lender may require a valuation on the property to determine the amount the loan is to be reduced by.

Special conditions

If there are any special conditions in the Agreement for Sale and Purchase which you as the property owner are required to satisfy, please attend to satisfaction of the special conditions to avoid any delay in settlement. Please note if the property purchaser normally has 10 working days in which to check the Certificate of Title and encumbrances even if your Agreement for Sale and Purchase is considered unconditional.

Stay posted for part 2. :)

 

 

 

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Conveyancing Definition

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May 6, 2011

CONVEYANCING DEFINITION

If you were to ask the average person what is Conveyancing they would look at you and say WHAT! are you talking about.

Here is a definition which we hopes define our Profession in plain English.

In law, conveyancing is the transfer of legal title of property from one person to another, or the granting of an encumbrance such as a mortgage or a lien.

A typical conveyancing transaction contains three major processes: the entering into a Contract of Sale or Agreement for Sale and Purchase, confirmation of an unconditional Contract and the actual completion of Conveyancing and transfer of Title.

A Purchaser must ensure that he or she obtains ’title’ to the land; i.e., that the Vendor is the owner, has the right to sell the property, and there is no factor which would impede a mortgage or re-sale.

A system of Conveyancing usually designed to ensure that theBuyer securesTitle to the land together with all the rights that run with the land, and is notified of any restrictions in advance of purchase. In most mature jurisdictions, conveyancing is facilitated by a system of land registration which is designed to encourage reliance on public records and assure purchasers of land that they are taking good title.

The actual system for Registration in New Zealand and Australia is the Torrens System.

So always ensure that you have the right Conveyancing Professionals looking after your property transfer and getting it right to protect your interests.

Cheers Kim :)

 

 

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Rotorua Womens Expo

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September 30, 2010

Hi all, especially to those Wendy, Tash and Barbara met at the Rotorua Women’s expo in July. Congratulations to the winners of the goodie basket.

We hope that the information we provided to you is going to be of use to you when you next buy or sell your home or refinance your mortgage.

Don’t hesitate to contact us anytime. Wendy and the team at Rotorua :)

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PROPERTY CONVEYANCING?

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May 7, 2010

Property Conveyancing… What am I talking about???

 

The Cambridge English Dictionary says a “Conveyancer” is “one  who draws deeds by which property is transferred”.  Sounds a little old fashioned but that’s what we do!  In other words we look after you and complete the legal side of buying and selling houses.  We also complete business settlements, refinancing of your mortgage and subdivisions. 

 

We have a fixed fee  and a money back guarantee.  If your transaction doesn’t go ahead we will only charge you a reduced office charge and any disbursements already paid on your behalf which is normally no more than $100.00.

 

RING US NOW on 0800 2 87878 or find out about us and what we can offer from our website www.propertyconveyancingservices.com

 

We are here to help you :)

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Management Training

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April 29, 2010

Your Management Team are the key for the successful running of your business. There is an abundance of free training available and one of those sources is Trade Enterprise New Zealand. My wonderful Manager Wendy from the Rotorua office is off to her second two day seminar.

This one is the Lean Business Operations something applicable to everyone in todays market place.

The challenge is to fine tune the systems and processes we use everyday to make the experience for you at Property Conveyancing Services smooth and stree free when you buy or sell your house or refinance your mortgage.

Our systems include keeping you, the Real Estate Agent, Finance Brokers, and our mutual clients informed along the way. You’ll see a whole lot more information of our website. www.propertyconveyancingservices.com

We like feedback so please don’t hesitate to give it to us.

Wendy Property Conveyancing Services Ltd Rotorua wendy@propertyconveyancingservices.com
:)

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